Benefits Package Comparator

What it is for

A comparator that puts a money value on the non-salary parts of two job offers. It is for people choosing between offers who want to see how much health coverage, retirement match, paid time off and other perks add up to each year on top of base pay.

How it works

For each offer you enter annual salary, monthly health insurance value, retirement match percent, paid days off and other perks per month. The yearly benefit value adds up: health insurance x 12, plus salary x the match percentage, plus paid days off x the daily rate (salary divided by 260 workdays), plus other perks x 12. Each offer gets its own total so you can compare them directly.

Worked example

Annual salary of 100,000, health insurance of 400 a month, a 4% match, 20 paid days off and 100 a month in other perks. Health: 4,800. Retirement: 4,000. Time off: 20 x (100,000 / 260) = 7,692.31. Other perks: 1,200. Total annual benefits: 17,692.31.

Limits and caveats

This is a simplified estimate that assumes 260 workdays a year and relies on the values you type in. It ignores taxes, eligibility rules and contract clauses. Read the full offer before deciding; this is not financial advice.

Frequently asked questions

How do I compare two job offers beyond salary?

Add up the yearly value of each offer's benefits, such as health coverage, retirement match, time off and other perks, and weigh that against pay. The tool does the sum for both offers side by side.

How is the value of paid days off calculated?

The tool divides annual salary by 260 workdays to get a daily rate, then multiplies by your paid days off. It is an approximation meant to give that benefit a money value.

Are benefits worth as much as salary?

It depends on whether you really use them. Health coverage you rely on has real value; a perk you never touch does not. That is why the tool asks for the figures that make sense for your situation.